{"version":"1.0","provider_name":"The News Journal","provider_url":"https:\/\/qa.thenewsjournal.net","title":"Whitley County among best counties to buy a house &ndash; The News Journal","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"TugKSETHTJ\"><a href=\"https:\/\/qa.thenewsjournal.net\/whitley-county-among-best-counties-to-buy-a-house\/\">Whitley County among best counties to buy a house<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/qa.thenewsjournal.net\/whitley-county-among-best-counties-to-buy-a-house\/embed\/#?secret=TugKSETHTJ\" width=\"600\" height=\"338\" title=\"&#8220;Whitley County among best counties to buy a house&#8221; &#8212; The News Journal\" data-secret=\"TugKSETHTJ\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/* ]]> *\/\n<\/script>\n","thumbnail_url":"https:\/\/qa.thenewsjournal.net\/wp-content\/uploads\/2020\/05\/buy-vs-sell.jpg","thumbnail_width":255,"thumbnail_height":170,"description":"Whitley County has been ranked as the seventh best county in Kentucky to own a home, according to a new study. \u201cThe decision to rent or buy a home can be a challenging one for anyone considering a move.\u00a0A new study from financial technology company SmartAsset weighs in by determining which markets are most favorable for buyers.\u00a0Whitley County ranks among the best places to own in Kentucky in the study, which compares rent and home prices in markets across the U.S.,\u201d SmartAsset noted in a news release. The SmartAsset study notes that the average monthly mortgage payment in Whitley County is $497 compared to the average monthly rent, which is $810. The study lists the average home price in Whitley County as $116,454 and lists a breakeven point of 2.3 years. \u201cFor each county, we calculated the breakeven point in the buy vs. rent decision \u2014 the point at which the total costs of renting become greater than the total costs of buying. The counties with the shortest amount of time needed to break even are the best places to own a home,\u201d according to the study. To find the best places to own a home, SmartAsset analyzed data on rent and home prices in counties across the U.S., and compared the financial advantages of buying or renting in each area. Specifically, SmartAsset compared the total costs of buying and renting a three bedroom home in each county, for a household earning $100,000 a year. For the \u201crent\u201d scenario, it measured the median monthly rent for a three bedroom home in each county. For the \u201cbuy\u201d scenario, it used the following parameters: an annual 30 year fixed mortgage with an annual interest rate of 4.5 percent, closing costs of $2,000 and a down payment of 20 percent. Hopkins county was listed as the number one county in Kentucky to buy a home with a 2.0 year breakeven point, according to the study. It was followed by the following counties in order: Rowan, Caldwell, Campbell, Bourbon, Muhlenberg, Whitley, Boyd, Madison, and Shelby."}